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Be sure that you find a mortgage professional you can trust and work with effectively.

The underlying policy of bankruptcy law is that the honest debtor who is in debt beyond his/her ability to repay the debt should be given a fresh start through the discharge of debts in a bankruptcy proceeding.

Most real estate lending can be boiled down to the results of three ratios

The most important ratio to understand when making income property loans is the debt service coverage ratio.

Many of us know the fear and frustration of having our wallet or credit cards stolen, but even worse is having your identity stolen.

The CRV (certificate of reasonable value) is based on an appraiser's estimate of the value of the property to be purchased.